How to Apply Online for Ayushman Bharat Scheme
Ayushman Bharat, also known as Pradhan Mantri Jan Arogya Yojana (PMJAY), is a health insurance scheme that aims to help the economically weaker section of the society who need healthcare facilities. In this article, we will tell you everything you need to know about this scheme and how to apply online for it.
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What is Ayushman Bharat Scheme and its Objectives
Ayushman Bharat is a flagship scheme of the Government of India, launched in September 2018, to achieve the vision of Universal Health Coverage (UHC). This initiative has been designed to meet Sustainable Development Goals (SDGs) and its underlying commitment, which is to "leave no one behind".
Ayushman Bharat has two components: Health and Wellness Centres (HWCs) and Pradhan Mantri Jan Arogya Yojana (PMJAY). HWCs are primary health care centres that provide comprehensive services, including free essential drugs and diagnostic tests, to the entire population. PMJAY is a health insurance scheme that provides a health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization to over 10 crore poor and vulnerable families in India.
The main objectives of Ayushman Bharat are:
To reduce out-of-pocket expenditure on health care and protect people from catastrophic health expenses.
To improve access and affordability of quality health services for all, especially the poor and marginalized.
To strengthen the public health system and promote preventive, promotive, and curative care.
To create a network of empanelled hospitals across the country that provide cashless and paperless treatment to beneficiaries.
To leverage digital technology and innovation to enhance efficiency, transparency, and accountability.
What are the Benefits and Features of Ayushman Bharat Scheme
Some of the benefits and features of Ayushman Bharat scheme are:
It covers almost all secondary and tertiary hospitalization procedures, except a negative list of excluded treatments.
It covers pre-existing diseases from day one of enrollment.
It provides cashless and paperless transactions at empanelled hospitals.
It does not impose any restriction on family size, age, or gender of beneficiaries.
It is portable across the country, which means beneficiaries can avail services at any empanelled hospital in any state or union territory.
It is an entitlement-based scheme, which means beneficiaries do not need to enroll or pay any premium to avail the benefits.
It is fully funded by the central and state governments in a 60:40 ratio.
It is implemented by National Health Authority (NHA) at the central level and State Health Agencies (SHAs) at the state level.
It uses a robust, modular, scalable, and interoperable IT platform to facilitate seamless service delivery and monitoring.
Continuing the article from the previous response:
Who are the Eligible Beneficiaries and How to Check Eligibility
Ayushman Bharat scheme covers over 10.74 crore poor and vulnerable families in India, based on the Socio-Economic Caste Census (SECC) 2011 data. The scheme covers both rural and urban areas, with different criteria for each. The rural beneficiaries are identified based on deprivation and occupational categories, such as landless households, manual scavengers, bonded laborers, etc. The urban beneficiaries are identified based on occupational categories, such as rag pickers, street vendors, domestic workers, etc.
To check your eligibility for Ayushman Bharat scheme, you can follow any of these methods:
Visit the official website [16]( and click on "Am I Eligible" button. Enter your mobile number and Aadhaar number and verify with OTP. If you are eligible, your name will be displayed on the right side of the webpage.
Visit the Ayushman Bharat Digital Mission portal [17]( and register yourself as an Ayushman Mitra volunteer. You can then help yourself and others to create Ayushman Bharat Health Accounts (ABHA) online and check eligibility.
Visit any nearby Common Service Centre (CSC) or Empanelled Health Care Provider (EHCP) and provide your Aadhaar number or ration card number or mobile number to check your eligibility. You can also call the toll-free helpline number 14555 or 1800-111-565 for assistance .
How to Apply for Ayushman Bharat Scheme Online
If you are eligible for Ayushman Bharat scheme, you can apply online for it by following these steps:
Visit the Beneficiary Identification System (BIS) portal [15]( and click on "Download Ayushman Card".
Select the option "Aadhaar" and enter your scheme, state, and Aadhaar number. Tick the declaration and click on "Generate OTP". Enter the OTP received on your registered mobile number and click on "Verify".
Upon verification, you will see a list of beneficiaries under your family. Select the beneficiary for whom you want to apply and click on "Apply Online".
Fill up the online application form and attach scanned copies of supporting documents, such as Aadhaar card, ration card, income certificate, etc. Submit the form and wait for authority approval.
Once approved, you can download the PDF of your Ayushman Card and print it. You can also get a physical copy of your card from any CSC or EHCP by paying a nominal fee.
You can also apply online through the PMJAY portal [16]( or the Aapke Dwar Ayushman portal [18]( by following similar steps.
Continuing the article from the previous response:
Frequently Asked Questions about Ayushman Bharat Scheme
Here are some of the frequently asked questions and answers about Ayushman Bharat scheme:
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Question
Answer
How can I find out which hospitals are empanelled under Ayushman Bharat scheme?
You can visit the PMJAY portal [16]( or the Aapke Dwar Ayushman portal [18]( and search for hospitals by state, district, pin code, or name. You can also call the toll-free helpline number 14555 or 1800-111-565 for assistance .
What are the documents required for availing treatment under Ayushman Bharat scheme?
You need to carry your Ayushman Card or any other valid identification document, such as Aadhaar card, voter ID card, PAN card, etc., to the empanelled hospital. You also need to provide your mobile number and consent for verification.
How can I check the status of my claim under Ayushman Bharat scheme?
You can visit the PMJAY portal [16]( or the Aapke Dwar Ayushman portal [18]( and click on "Track Claim Status". Enter your claim reference number or beneficiary ID and click on "Search". You can also call the toll-free helpline number 14555 or 1800-111-565 for assistance .
What if I face any grievance or complaint regarding Ayushman Bharat scheme?
You can visit the PMJAY portal [16]( or the Aapke Dwar Ayushman portal [18]( and click on "Grievance Redressal". Enter your details and submit your grievance online. You can also call the toll-free helpline number 14555 or 1800-111-565 or email at pm-nhp@gov.in for assistance .
How can I update or correct my details under Ayushman Bharat scheme?
You can visit any nearby CSC or EHCP and provide your Aadhaar number or ration card number or mobile number to update or correct your details. You can also call the toll-free helpline number 14555 or 1800-111-565 for assistance .
Conclusion
Ayushman Bharat is a landmark scheme that aims to provide affordable and quality health care to millions of Indians who need it the most. By applying online for this scheme, you can avail a health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization at any empanelled hospital across the country.
If you are eligible for this scheme, we urge you to apply online as soon as possible and get your Ayushman Card. This will help you to access cashless and paperless treatment without any hassle. You can also help your friends and relatives who are eligible for this scheme by informing them about it and assisting them in applying online.
If you have any queries or doubts regarding this scheme, you can contact us at any time through our website, email, phone, or social media. We will be happy to help you and guide you through the process.
We hope you found this article useful and informative. Thank you for reading and stay healthy!
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